Public Sector Cooperatives

Shared Solutions for Government and Education Employers

Public entities face unique pressures—tight budgets, high accountability, and rising healthcare costs. Our Public Sector Collaboratives help municipalities, school districts, and state agencies pool their purchasing power and manage risk together, creating sustainable employee benefits with greater control and transparency.

Happy university teacher in the classroom looking at camera.
Group of firefighters in protective uniform that outdoors near truck

What We Offer

Municipal Benefit Pools

We help cities and counties form and manage shared benefit programs that reduce volatility and increase negotiating leverage. Each pool is governed by a cooperative board structure with transparency, data sharing, and long-term cost management at its core.

Educational Consortia

 Designed for K–12 school districts, universities, and community colleges, our consortia solutions provide flexible health plan structures with integrated stop-loss, wellness, and vendor management—backed by tailored communication and enrollment support.

State Agency Coalitions

For statewide or regional agency groups, we support unified plan design, cross-agency governance, and vendor RFPs. We handle compliance with HIPAA, ERISA (where applicable), and public sector procurement protocols.

Key Benefits

  • Shared Risk & Cost Control: Protect against outlier claims while stabilizing renewals over time.

  • Regulatory Confidence: Navigate ACA, HIPAA, and state-specific rules with expert guidance.

  • Board Governance Support: Assistance with by-laws, charters, fiduciary roles, and public transparency.

  • Data & Reporting: Benchmark and manage performance across districts or agencies.

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Partner with Us for Proven Strategies & Lasting Results

Request Your Customized Consultation Now.

Start a Conversation

Phone

(833) 875-8013

Location

203 Greenwich Road
Charlotte, NC 28211